🏦Bank Scorer

FORT DAVIS STATE BANK

FORT DAVIS, TX · Supervised by FDIC

Est. 1911FDIC #17,446RSSD: FDIC-17446
Part ofMAVERICK BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: October 2020

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 2.25%

Institution Profile

FDIC BankFind

Address

100 S State St, FORT DAVIS, TX

County

Jeff Davis County

Established

October 16, 1911

Total Assets

$780M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

October 1, 2020

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 5 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$780M

Total Deposits

$687M

Net Loans

$420M

Net Income

$4M

ROA

2.25%

ROE

20.56%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

8

Branch Deposits

$324M

1-Year Change

+3

5-year net change: +5 branches

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

8 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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