🏦Bank Scorer

FORBRIGHT BANK

POTOMAC, MD · Supervised by FDIC

Est. 2003FDIC #57,614RSSD: FDIC-57614
Part ofFORBRIGHT INC→ View all charters
Needs to Improve Down

Current rating · Exam: July 2024

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At a Glance

Community Lending (CRA)

Needs to Improve

Has deficiencies in community lending that regulators have identified

Financial Health

Adequate

ROA 0.70%

Institution Profile

FDIC BankFind

Address

7963 Tuckerman Ln, POTOMAC, MD

County

Montgomery County

Established

October 17, 2003

Total Assets

$8.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Needs to Improve

Has deficiencies in community lending that regulators have identified

Exam Date

July 1, 2024

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jul 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$8.3B

Total Deposits

$7.2B

Net Loans

$5.8B

Net Income

$14M

ROA

0.70%

ROE

6.12%

Risk-Based Capital

0.00%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

Mortgage Denial Rate3.13%Peer avg: 9.91%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

3

Branch Deposits

$6.0B

1-Year Change

-1

5-year net change: -3 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20243275%3.13%
20232684.62%0.00%
202220654.37%9.22%

2024 national avg denial rate: 23.75% · Community bank avg: 9.91% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

2 previous ratings locked — dating back to 2017

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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