🏦Bank Scorer

FNB COWETA

COWETA, OK · Supervised by Federal Reserve (FRB)

Est. 1903FDIC #4,071RSSD: FRB-61953
Satisfactory Same

Current rating · Exam: July 2025

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 2.23%

Is this bank safe?

FNB COWETA holds a Satisfactory CRA rating (2025), and is financially strong (ROA +2.23%).

Institution Profile

FDIC BankFind

Address

106 S Broadway, COWETA, OK

County

Wagoner County

Established

January 1, 1903

Total Assets

$125M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 21, 2025

Exam Type

Small Bank

Regulator

Federal Reserve (FRB)
Estimated next exam:Jul 2030(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$125M

Total Deposits

$114M

Net Loans

$69M

Net Income

$694K

ROA

2.23%

Above avg for Small banks. Peer avg: 0.44%

ROE

25.61%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA2.23%Peer avg: 0.44%▲ Above avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$108M

1-Year Change

0

5-year net change: -1 branches

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 2 exams

Exam DateRatingExam Type
Jul 2025SatisfactorySmall Bank
Aug 2021SatisfactorySmall Bank

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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