This institution is no longer active

Operations ceased on January 30, 2016. CRA examination history below reflects the period it was active.

FLOWERS NATIONAL BANK

CAINSVILLE, MO · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1906FDIC #4,527

Outstanding Same

Current rating · Exam: October 2011

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Is this bank safe?

FLOWERS NATIONAL BANK earned an Outstanding CRA rating (2011).

Institution Profile

FDIC BankFind

Address

1415 Washington Street, CAINSVILLE, MO

County

Harrison County

Established

January 1, 1906

Total Assets

$40M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 24, 2011

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 14 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Oct 2011	Outstanding	Small Bank
Nov 2003	Outstanding	Small Bank
Jan 1998	Outstanding	Not Reported

2 previous ratings locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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