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This institution is no longer active

Operations ceased on July 25, 1997. CRA examination history below reflects the period it was active.

FLORIDA FIRSTBANK

PANAMA CITY, FL · Supervised by OTS

Est. 1934FDIC #28,968
Outstanding Up

Current rating · Exam: May 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Is this bank safe?

FLORIDA FIRSTBANK earned an Outstanding CRA rating (1995).

Institution Profile

FDIC BankFind

Address

144 Harrison Avenue, PANAMA CITY, FL

County

Bay County

Established

June 1, 1934

Total Assets

$276M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 15, 1995

Exam Type

Assessment Factor

Regulator

OTS
What is a CRA rating? →
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)
Download Evaluation Report (PDF)

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

Exam DateRatingExam Type
May 1995OutstandingAssessment Factor
Apr 1993SatisfactoryAssessment Factor

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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