🏦Bank Scorer

This institution is no longer active

Operations ceased on June 1, 1995. CRA examination history below reflects the period it was active.

FIRSTBANK

LOS FRESNOS, TX · Supervised by FDIC

Est. 1928FDIC #12,508RSSD: FDIC-12508
Part ofFIRSTBANK GROUP INC→ View all charters
Outstanding Same

Current rating · Exam: May 1995

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.56%

Is this bank safe?

FIRSTBANK earned an Outstanding CRA rating (1995), and is financially strong (ROA +1.56%).

Institution Profile

FDIC BankFind

Address

203 North Arroyo Boulevard, LOS FRESNOS, TX

County

Cameron County

Established

October 4, 1928

Total Assets

$234M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1995

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1995Call Report / FDIC

Total Assets

$234M

Total Deposits

$216M

Net Loans

$135M

Net Income

$897K

ROA

1.56%

Above avg for Small banks. Peer avg: 0.44%

ROE

22.85%

Risk-Based Capital

13.57%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.56%Peer avg: 0.44%▲ Above avg
Risk-Based Capital13.57%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Stable

Based on last 3 exams

Exam DateRatingExam Type
May 1995OutstandingNot Reported
Oct 1992OutstandingNot Reported
Nov 1990OutstandingNot Reported

Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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