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This institution is no longer active

Operations ceased on October 16, 2010. CRA examination history below reflects the period it was active.

FIRSTBANK OF VAIL

VAIL, CO · Supervised by FDIC

Est. 1967FDIC #19,768RSSD: FDIC-19768
Part ofFIRSTBANK HOLDING CO→ View all charters
Outstanding Same

Current rating · Exam: April 1998

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.21%

Is this bank safe?

FIRSTBANK OF VAIL earned an Outstanding CRA rating (1998), and is financially strong (ROA +1.21%).

Institution Profile

FDIC BankFind

Address

17 Vail Road, VAIL, CO

County

Eagle County

Established

November 30, 1967

Total Assets

$310M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 1, 1998

Exam Type

Large Bank

Regulator

FDIC
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2010Call Report / FDIC

Total Assets

$310M

Total Deposits

$264M

Net Loans

$234M

Net Income

$3M

ROA

1.21%

Above avg for Small banks. Peer avg: 0.44%

ROE

14.55%

Risk-Based Capital

14.67%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.21%Peer avg: 0.44%▲ Above avg
Risk-Based Capital14.67%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

Exam DateRatingExam Type
Apr 1998OutstandingLarge Bank
Sep 1995OutstandingNot Reported
Sep 1993SatisfactoryNot Reported

1 previous rating locked — back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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