This institution is no longer active
Operations ceased on March 14, 2008. CRA examination history below reflects the period it was active.
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 1.30%
Is this bank safe?
FIRSTBANK OF BRECKENRIDGE earned an Outstanding CRA rating (2004), and is financially strong (ROA +1.30%).
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$157M
Total Deposits
$127M
Net Loans
$104M
Net Income
$2M
ROA
1.30%
Above avg for Small banks. Peer avg: 0.44%
ROE
21.59%
Risk-Based Capital
11.54%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 2 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 2004 | Outstanding | Large Bank |
| Oct 1999 | Satisfactory | Large Bank |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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