This institution is no longer active

Operations ceased on September 18, 1998. CRA examination history below reflects the period it was active.

FIRSTBANK

DALLAS, TX · Supervised by FDIC

Est. 1992FDIC #33,700RSSD: FDIC-33700

Satisfactory Same

Current rating · Exam: September 1997

CompareWatch

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 2.44%

Institution Profile

FDIC BankFind

Address

15150 Preston Road, DALLAS, TX

County

Dallas County

Established

October 1, 1992

Total Assets

$173M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

September 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 1998Call Report / FDIC

Total Assets

$173M

Total Deposits

$150M

Net Loans

$57M

Net Income

$2M

ROA

2.44%

Above avg for Small banks. Peer avg: 0.44%

ROE

44.31%

Risk-Based Capital

13.41%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA2.44%Peer avg: 0.44%▲ Above avg

Risk-Based Capital13.41%Peer avg: 23.03%▼ Below avg

Mortgage Denial Rate38.59%Peer avg: 7.63%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	25,600	38.42%	38.59%
2023	25,086	39.17%	38.26%
2022	36,743	53.46%	26.66%
2021	52,685	62.51%	17.21%
2020	57,259	60.94%	17.55%
2019	40,588	59.19%	21.76%
2018	41,293	65.31%	11.75%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Sep 1997	Satisfactory	Small Bank
Jul 1994	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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