This institution is no longer active

Operations ceased on February 15, 1993. CRA examination history below reflects the period it was active.

FIRSTAR BANK ELKHORN

ELKHORN, WI · Supervised by FDIC

Est. 1896FDIC #12,326RSSD: FDIC-12326

Part ofU.S. Bancorp→ View all charters

Outstanding

Current rating · Exam: December 1992

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.85%

Is this bank safe?

FIRSTAR BANK ELKHORN earned an Outstanding CRA rating (1992), and meets basic financial requirements (ROA +0.85%).

Institution Profile

FDIC BankFind

Address

East Walworth And South Washington Streets, ELKHORN, WI

County

Walworth County

Established

July 7, 1896

Total Assets

$64M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 8, 1992

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 33 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 1992Call Report / FDIC

Total Assets

$64M

Total Deposits

$57M

Net Loans

$33M

Net Income

$488K

ROA

0.85%

Above avg for Small banks. Peer avg: 0.44%

ROE

10.97%

Risk-Based Capital

13.79%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.85%Peer avg: 0.44%▲ Above avg

Risk-Based Capital13.79%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

This is the only examination on record for this bank.

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