This institution is no longer active

Operations ceased on October 30, 1995. CRA examination history below reflects the period it was active.

FIRSTAR BANK COUNCIL BLUFFS

COUNCIL BLUFFS, IA · Supervised by FDIC

Est. 1856FDIC #1,548RSSD: FDIC-1548

Part ofU.S. Bancorp→ View all charters

Outstanding Up

Current rating · Exam: October 1993

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.87%

Is this bank safe?

FIRSTAR BANK COUNCIL BLUFFS earned an Outstanding CRA rating (1993), and meets basic financial requirements (ROA +0.87%).

Institution Profile

FDIC BankFind

Address

Broadway At Main And Pearl Streets, COUNCIL BLUFFS, IA

County

Pottawattamie County

Established

January 1, 1856

Total Assets

$297M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1993

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 32 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1995Call Report / FDIC

Total Assets

$297M

Total Deposits

$261M

Net Loans

$210M

Net Income

$2M

ROA

0.87%

Above avg for Small banks. Peer avg: 0.44%

ROE

10.26%

Risk-Based Capital

13.01%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.87%Peer avg: 0.44%▲ Above avg

Risk-Based Capital13.01%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 2 exams

Exam Date	Rating	Exam Type
Oct 1993	Outstanding	Not Reported
Apr 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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