This institution is no longer active
Operations ceased on April 9, 2026. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$238M
Total Deposits
$202M
Net Loans
$63M
Net Income
$-122K
ROA
-0.20%
Below avg for Small banks. Peer avg: 0.44%
ROE
-1.45%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 29 | 89.66% | 0.00% |
| 2023 | 27 | 88.89% | 3.70% |
| 2019 | 39 | 84.62% | 10.26% |
| 2018 | 62 | 66.13% | 17.74% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2026 | Satisfactory | Small Bank |
| Feb 2020 | Satisfactory | Small Bank |
| May 2014 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1991
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Total Branches
2
Branch Deposits
$190M
1-Year Change
0
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