This institution is no longer active
Operations ceased on January 1, 2025. CRA examination history below reflects the period it was active.
SAUK CENTRE, MN · Supervised by FDIC
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$143M
Total Deposits
$130M
Net Loans
$76M
Net Income
$266K
ROA
0.17%
Below avg for Small banks. Peer avg: 0.44%
ROE
2.03%
Risk-Based Capital
16.30%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
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| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2024 | 16 | 75% | 12.50% |
| 2020 | 19 | 94.74% | 5.26% |
| 2019 | 49 | 91.84% | 8.16% |
| 2018 | 45 | 95.56% | 2.22% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Feb 2021 | Satisfactory | Small Bank |
| Apr 2015 | Satisfactory | Small Bank |
| May 2009 | Satisfactory | Small Bank |
5 previous ratings locked — back to 1992
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