🏦Bank Scorer

FIRST STATE BANK OF SAN DIEGO

SAN DIEGO, TX · Supervised by FDIC

Est. 1954FDIC #17,350RSSD: FDIC-17350
Part ofSAN DIEGO BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: January 2022

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.93%

Institution Profile

FDIC BankFind

Address

209 E Gravis St, SAN DIEGO, TX

County

Duval County

Established

August 9, 1954

Total Assets

$73M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 1, 2022

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jan 2027(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$73M

Total Deposits

$67M

Net Loans

$17M

Net Income

$-171K

ROA

-0.93%

ROE

-10.71%

Risk-Based Capital

26.63%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$70M

1-Year Change

0

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

7 previous ratings locked — dating back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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