This institution is no longer active
Operations ceased on September 16, 1996. CRA examination history below reflects the period it was active.
FIRST STATE BANK OF CALUMET CITY
CALUMET CITY, IL · Supervised by FDIC
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Adequate
ROA 0.83%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$161M
Total Deposits
$150M
Net Loans
$119M
Net Income
$696K
ROA
0.83%
Above avg for Small banks. Peer avg: 0.44%
ROE
13.81%
Risk-Based Capital
12.40%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Rating History
CRA / FFIECRating Trend
→ StableBased on last 2 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 1994 | Outstanding | Not Reported |
| Apr 1992 | Outstanding | Not Reported |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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