🏦Bank Scorer

FIRST STATE BANK IN DAVIDSON

OKLAHOMA CITY, OK · Supervised by FDIC

Est. 1903FDIC #11,521RSSD: FDIC-11521
Part ofCHICKASAW BANC HOLDING CO→ View all charters
Outstanding Same

Current rating · Exam: March 1999

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.89%

Institution Profile

FDIC BankFind

Address

7500 W Memorial Rd, OKLAHOMA CITY, OK

County

Oklahoma County

Established

January 1, 1903

Total Assets

$447M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1999

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$447M

Total Deposits

$393M

Net Loans

$252M

Net Income

$986K

ROA

0.89%

ROE

7.82%

Risk-Based Capital

24.24%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$386M

1-Year Change

0

5-year net change: +1 branches

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

4 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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