This institution is no longer active

Operations ceased on June 30, 1997. CRA examination history below reflects the period it was active.

FIRST OF AMERICA BANK-INDIANA

INDIANAPOLIS, IN · Supervised by FDIC

Est. 1929FDIC #13,100RSSD: FDIC-13100

Part ofFIRST OF AMERICA BANK CORP→ View all charters

Outstanding Same

Current rating · Exam: January 1997

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.98%

Institution Profile

FDIC BankFind

Address

101 West Ohio Street, INDIANAPOLIS, IN

County

Marion County

Established

January 1, 1929

Total Assets

$1.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

January 1, 1997

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1997Call Report / FDIC

Total Assets

$1.3B

Total Deposits

$1.0B

Net Loans

$999M

Net Income

$3M

ROA

0.98%

Above avg for Community banks. Peer avg: 0.90%

ROE

12.52%

Risk-Based Capital

10.69%

Below avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA0.98%Peer avg: 0.90%▲ Above avg

Risk-Based Capital10.69%Peer avg: 12.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Jan 1997	Outstanding	Small Bank
Aug 1994	Outstanding	Not Reported
Oct 1992	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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