At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 2.11%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$1.4B
Total Deposits
$1.2B
Net Loans
$689M
Net Income
$7M
ROA
2.11%
Above avg for Community banks. Peer avg: 0.90%
ROE
19.21%
Risk-Based Capital
0.00%
Below avg for Community banks. Regulatory min: 8%
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
7
Branch Deposits
$1.2B
1-Year Change
0
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2022 | Outstanding | Intermediate Small Bank |
| Jul 2019 | Outstanding | Intermediate Small Bank |
| Aug 2016 | Outstanding | Intermediate Small Bank |
6 previous ratings locked — back to 1992
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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