🏦Bank Scorer

FIRST NATIONAL BANK OF PENNSYLVANIA

GREENVILLE, PA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1864FDIC #7,888
Satisfactory

Current rating · Exam: April 1991

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Consumer Complaints (12 mo)

4

0.08 per $B assets · filed with CFPB

Financial Health

Strong

ROA 1.15%

Institution Profile

FDIC BankFind

Address

166 Main St, GREENVILLE, PA

County

Mercer County

Established

February 4, 1864

Total Assets

$50.4B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 30, 1991

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
⚠️This exam is 35 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$50.4B

Total Deposits

$39.3B

Net Loans

$34.9B

Net Income

$145M

ROA

1.15%

Above avg for Regional banks. Peer avg: 0.88%

ROE

8.61%

Risk-Based Capital

13.80%

Below avg for Regional banks. Regulatory min: 8%

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

ROA1.15%Peer avg: 0.88%▲ Above avg
Risk-Based Capital13.80%Peer avg: 30.04%▼ Below avg
Mortgage Denial Rate27.36%Peer avg: 26.91%▼ Below avg
Complaints / $B0.08Peer avg: 0.04▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

356

Branch Deposits

$38.6B

1-Year Change

+8

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
202420,98762.21%27.36%
202319,80361.44%27.59%
202223,19065.83%23.40%
202126,76967.37%20.68%
202025,20065.19%21.48%
201922,95464.7%23.54%
201821,16563.86%25.34%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Consumer Complaints

CFPB · through Apr 2026

Last 12 Months

4

All Time

31

Monetary Relief

16.1%

Untimely Response

0%

Most common complaint type: Checking or savings account· 0.08 per $B assets (12m)

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
May 202400
June 202400
July 202400
August 202400
September 202400
October 202410
November 202400
December 202400
January 202500
February 202500
March 202500
April 202500
May 202500
June 202500
July 202500
August 202500
September 202520
October 202510
November 202500
December 202500
January 202600
February 202600
March 202600
April 202610

Data through Apr 2026. Zero-height bars indicate months with no complaints on record.

This is the only examination on record for this bank.

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