🏦Bank Scorer

FIRST NATIONAL BANK OF NOKOMIS

NOKOMIS, IL · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1940FDIC #15,763
Satisfactory Same

Current rating · Exam: April 2024

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Strong

ROA 1.17%

Is this bank safe?

FIRST NATIONAL BANK OF NOKOMIS holds a Satisfactory CRA rating (2024), and is financially strong (ROA +1.17%).

Institution Profile

FDIC BankFind

Address

122 W State St, NOKOMIS, IL

County

Montgomery County

Established

September 3, 1940

Total Assets

$183M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 29, 2024

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Apr 2029(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$183M

Total Deposits

$162M

Net Loans

$93M

Net Income

$527K

ROA

1.17%

Above avg for Small banks. Peer avg: 0.44%

ROE

11.40%

Risk-Based Capital

18.84%

Below avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.17%Peer avg: 0.44%▲ Above avg
Risk-Based Capital18.84%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

4

Branch Deposits

$159M

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Apr 2024SatisfactorySmall Bank
Feb 2020SatisfactorySmall Bank
Oct 2015SatisfactorySmall Bank

5 previous ratings locked — back to 1991

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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