🏦Bank Scorer

FIRST NATIONAL BANK OF LOUISIANA

CROWLEY, LA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1924FDIC #4,288
Outstanding Up

Current rating · Exam: October 2022

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.53%

Institution Profile

FDIC BankFind

Address

128 N Parkerson Ave, CROWLEY, LA

County

Acadia County

Established

January 1, 1924

Total Assets

$629M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 31, 2022

Exam Type

Intermediate Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
Estimated next exam:Oct 2026(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$629M

Total Deposits

$556M

Net Loans

$429M

Net Income

$2M

ROA

1.53%

Above avg for Small banks. Peer avg: 0.44%

ROE

14.03%

Risk-Based Capital

15.83%

Below avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.53%Peer avg: 0.44%▲ Above avg
Risk-Based Capital15.83%Peer avg: 23.03%▼ Below avg
Mortgage Denial Rate0.00%Peer avg: 7.63%▲ Above avg

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Branch Footprint

FDIC SOD 2025

Total Branches

5

Branch Deposits

$521M

1-Year Change

+1

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20243697.22%0.00%
20235698.21%0.00%
202211896.61%1.69%
20199690.63%4.17%
201810293.14%6.86%

2024 national avg denial rate: 23.75% · Small bank avg: 7.63% · above-average shown in red

Rating History

CRA / FFIEC

Rating Trend

Improving

Based on last 3 exams

Exam DateRatingExam Type
Oct 2022OutstandingIntermediate Small Bank
Aug 2019SatisfactoryIntermediate Small Bank
Jul 2016SatisfactoryIntermediate Small Bank

4 previous ratings locked — back to 1995

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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