🏦Bank Scorer

FIRST NATIONAL BANK OF FORT STOCKTON

FORT STOCKTON, TX · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1958FDIC #17,913
Satisfactory Same

Current rating · Exam: January 2022

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.92%

Is this bank safe?

FIRST NATIONAL BANK OF FORT STOCKTON holds a Satisfactory CRA rating (2022), and meets basic financial requirements (ROA +0.92%).

Institution Profile

FDIC BankFind

Address

1000 W Dickinson Blvd, FORT STOCKTON, TX

County

Pecos County

Established

October 1, 1958

Total Assets

$164M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

January 24, 2022

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
Estimated next exam:Jan 2027(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$164M

Total Deposits

$148M

Net Loans

$78M

Net Income

$370K

ROA

0.92%

Above avg for Small banks. Peer avg: 0.44%

ROE

9.81%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.92%Peer avg: 0.44%▲ Above avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

2

Branch Deposits

$134M

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Jan 2022SatisfactorySmall Bank
Oct 2016SatisfactorySmall Bank
Feb 2010SatisfactorySmall Bank

4 previous ratings locked — back to 1994

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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