At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Strong
ROA 1.38%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$201M
Total Deposits
$175M
Net Loans
$80M
Net Income
$689K
ROA
1.38%
Above avg for Small banks. Peer avg: 0.44%
ROE
11.93%
Risk-Based Capital
0.00%
Below avg for Small banks. Regulatory min: 8%
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
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Branch Footprint
Total Branches
2
Branch Deposits
$170M
1-Year Change
0
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Mar 2023 | Outstanding | Small Bank |
| Nov 2018 | Satisfactory | Small Bank |
| Jun 2014 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1995
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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