🏦Bank Scorer

FIRST NATIONAL BANK IN FRANKFORT

FRANKFORT, KS · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1921FDIC #4,668
Satisfactory Down

Current rating · Exam: August 2023

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.79%

Is this bank safe?

FIRST NATIONAL BANK IN FRANKFORT holds a Satisfactory CRA rating (2023), meets basic financial requirements (ROA +0.79%).

Institution Profile

FDIC BankFind

Address

124 N Kansas Ave, FRANKFORT, KS

County

Marshall County

Established

March 2, 1921

Total Assets

$62M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

August 28, 2023

Exam Type

Small Bank

Regulator

OCC (Office of the Comptroller of the Currency)
What is a CRA rating? →
Estimated next exam:Aug 2028(based on asset size)
Download Evaluation Report (PDF)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$62M

Total Deposits

$58M

Net Loans

$30M

Net Income

$122K

ROA

0.79%

Above avg for Small banks. Peer avg: 0.44%

ROE

12.94%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.79%Peer avg: 0.44%▲ Above avg
Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

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Branch Footprint

FDIC SOD 2025

Total Branches

1

Branch Deposits

$56M

1-Year Change

0

Rating History

CRA / FFIEC
Exam DateRatingExam Type
Aug 2023SatisfactorySmall Bank
Aug 2018OutstandingSmall Bank
Feb 2013SatisfactorySmall Bank

3 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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