This institution is no longer active

Operations ceased on May 30, 2008. CRA examination history below reflects the period it was active.

FIRST INTEGRITY BANK

STAPLES, MN · Supervised by FDIC

Est. 1920FDIC #12,736RSSD: FDIC-12736

Part ofFIRST INTEGRITY BCORP→ View all charters

Outstanding Same

Current rating · Exam: February 1995

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -18.96%

Institution Profile

FDIC BankFind

Address

111 N.E. Fourth Street, STAPLES, MN

County

Todd County

Established

January 20, 1920

Total Assets

$53M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2008Call Report / FDIC

Total Assets

$53M

Total Deposits

$50M

Net Loans

$34M

Net Income

$-2,558K

ROA

-18.96%

Below avg for Small banks. Peer avg: 0.44%

ROE

-638.90%

Risk-Based Capital

-0.38%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-18.96%Peer avg: 0.44%▼ Below avg

Risk-Based Capital-0.38%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Feb 1995	Outstanding	Not Reported
May 1993	Outstanding	Not Reported
Jun 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/cf89b8dd-2eab-438c-861b-ced05eb32d10"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: