🏦Bank Scorer

FIRST HAWAIIAN BANK

HONOLULU, HI · Supervised by FDIC

Est. 1858FDIC #17,985RSSD: FDIC-17985
Part ofFIRST HAWAIIAN INC→ View all charters
Outstanding Same

Current rating · Exam: December 2025

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Consumer Complaints (12 mo)

3

0.12 per $B assets · filed with CFPB

Financial Health

Adequate

ROA 1.16%

Institution Profile

FDIC BankFind

Address

999 Bishop St, HONOLULU, HI

County

Honolulu County

Established

January 1, 1858

Total Assets

$24.3B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

December 1, 2025

Exam Type

Large Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Dec 2028(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$24.3B

Total Deposits

$20.8B

Net Loans

$14.3B

Net Income

$70M

ROA

1.16%

ROE

10.11%

Risk-Based Capital

14.32%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Regional banks

Compared to the peer-bank Regional peer group (same asset tier).

Mortgage Denial Rate23.65%Peer avg: 26.91%▲ Above avg
Complaints / $B0.12Peer avg: 0.04▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Branch Footprint

FDIC SOD 2025

Total Branches

48

Branch Deposits

$20.2B

1-Year Change

0

5-year net change: -10 branches

Mortgage Lending

CFPB HMDA
YearApplicationsOrig. RateDenial Rate
20242,27155.31%23.65%
20232,75557.82%20.73%
20224,93364.99%14.58%
20216,95667.74%10.83%
20205,76069.46%11.70%
20194,42671.1%13.99%
20184,20167.75%14.83%

2024 national avg denial rate: 23.75% · Regional bank avg: 26.91% · above-average shown in red

Consumer Complaints

CFPB · through May 2026

Last 12 Months

3

All Time

8

Monetary Relief

0%

Untimely Response

0%

Most common complaint type: Checking or savings account· 0.12 per $B assets (12m)

Monthly Complaints (last 24 months)

MonthComplaintsWith Monetary Relief
June 202400
July 202400
August 202400
September 202400
October 202400
November 202400
December 202400
January 202500
February 202500
March 202500
April 202500
May 202500
June 202500
July 202500
August 202500
September 202500
October 202500
November 202500
December 202510
January 202600
February 202600
March 202600
April 202600
May 202620

Data through May 2026. Zero-height bars indicate months with no complaints on record.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

11 previous ratings locked — dating back to 1993

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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