This institution is no longer active
Operations ceased on September 19, 2004. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$183M
Total Deposits
$124M
Net Loans
$119M
Net Income
$1M
ROA
1.14%
Above avg for Small banks. Peer avg: 0.44%
ROE
10.84%
Risk-Based Capital
16.56%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 48 | 91.67% | 4.17% |
| 2018 | 56 | 89.29% | 7.14% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| May 1999 | Satisfactory | Large Bank |
| May 1995 | Satisfactory | Not Reported |
| Sep 1992 | Satisfactory | Not Reported |
Exam dates and details are paywalled
Copy this snippet to embed a live rating badge on your website:
<iframe src="https://bankscorer.com/widget/bank/first-farmers-state-bank-in" width="320" height="80" frameborder="0" scrolling="no" style="border:none" ></iframe>
Updates automatically when the rating changes.
Preview: