This institution is no longer active

Operations ceased on December 24, 2002. CRA examination history below reflects the period it was active.

FIRST COMMUNITY NATIONAL BANK

CORNING, IA · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1934FDIC #13,997

Satisfactory Same

Current rating · Exam: April 1998

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Contact & Details

FDIC BankFind

Address

620 Davis Avenue, CORNING, IA

County

Adams County

Established

January 1, 1934

Total Assets

$26M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 13, 1998

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2019	58	32.76%	48.28%
2018	35	40%	48.57%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Apr 1998	Satisfactory	Not Reported
Jun 1997	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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