This institution is no longer active

Operations ceased on April 1, 2005. CRA examination history below reflects the period it was active.

FIRST COMMUNITY BANK OF PALM BEACH COUNTY

PAHOKEE, FL · Supervised by FDIC

Est. 1922FDIC #5,663RSSD: FDIC-5663

Part ofFIRST COMMUNITY BCORP INC→ View all charters

Outstanding Same

Current rating · Exam: August 2004

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.31%

Institution Profile

FDIC BankFind

Address

104 South Lake Avenue, PAHOKEE, FL

County

Palm Beach County

Established

May 31, 1922

Total Assets

$156M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

August 1, 2004

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 21 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2005Call Report / FDIC

Total Assets

$156M

Total Deposits

$138M

Net Loans

$96M

Net Income

$508K

ROA

1.31%

Above avg for Small banks. Peer avg: 0.44%

ROE

17.73%

Risk-Based Capital

12.40%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.31%Peer avg: 0.44%▲ Above avg

Risk-Based Capital12.40%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Aug 2004	Outstanding	Small Bank
Apr 1998	Outstanding	Small Bank
Apr 1995	Satisfactory	Not Reported

1 previous rating locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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