🏦Bank Scorer

FIRST COMMUNITY BANK

CORPUS CHRISTI, TX · Supervised by FDIC

Est. 1983FDIC #24,353RSSD: FDIC-24353
Part ofCOASTAL BEND BANCSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: June 2025

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 0.86%

Institution Profile

FDIC BankFind

Address

416 N Water St, CORPUS CHRISTI, TX

County

Nueces County

Established

February 7, 1983

Total Assets

$663M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

June 1, 2025

Exam Type

Intermediate Small Bank

Regulator

FDIC
What is a CRA rating? →
Estimated next exam:Jun 2029(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$663M

Total Deposits

$586M

Net Loans

$456M

Net Income

$1M

ROA

0.86%

ROE

7.85%

Risk-Based Capital

18.38%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

14

Branch Deposits

$598M

1-Year Change

+1

5-year net change: +2 branches

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

6 previous ratings locked — dating back to 2004

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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