This institution is no longer active
Operations ceased on October 30, 1992. CRA examination history below reflects the period it was active.
FIRST CITY, TEXAS - SOUR LAKE
SOUR LAKE, TX · Supervised by FDIC
At a Glance
Community Lending (CRA)
Outstanding
Exceeds federal requirements for lending in low- and moderate-income communities
Financial Health
Adequate
ROA 0.70%
Institution Profile
FDIC BankFindAddress
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Exceeds federal requirements for lending in low- and moderate-income communities
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$54M
Total Deposits
$49M
Net Loans
$24M
Net Income
$319K
ROA
0.70%
Above avg for Small banks. Peer avg: 0.44%
ROE
9.82%
Risk-Based Capital
15.71%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Small banksCompared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Rating History
CRA / FFIECRating Trend
↑ ImprovingBased on last 2 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 1991 | Outstanding | Not Reported |
| Oct 1990 | Satisfactory | Not Reported |
Rating Over Time
🔒 LockedExam dates and details are paywalled
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