This institution is no longer active
Operations ceased on December 3, 2016. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$1.1B
Total Deposits
$885M
Net Loans
$570M
Net Income
$9M
ROA
1.08%
Above avg for Community banks. Peer avg: 0.90%
ROE
11.25%
Risk-Based Capital
19.16%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2019 | 34 | 73.53% | 0.00% |
| 2018 | 30 | 83.33% | 0.00% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Community bank avg: 10.20% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2016 | Satisfactory | Intermediate Small Bank |
| Sep 2012 | Satisfactory | Intermediate Small Bank |
| Sep 2009 | Satisfactory | Small Bank |
Exam dates and details are paywalled
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