At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.73%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$1.2B
Total Deposits
$1.0B
Net Loans
$625M
Net Income
$2M
ROA
0.73%
Below avg for Community banks. Peer avg: 0.90%
ROE
10.35%
Risk-Based Capital
16.86%
Above avg for Community banks. Regulatory min: 8%
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
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Branch Footprint
Total Branches
9
Branch Deposits
$1.0B
1-Year Change
0
5-year net change: -1 branches
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jun 2025 | Satisfactory | Intermediate Small Bank |
| Mar 2022 | Satisfactory | Intermediate Small Bank |
| Jan 2019 | Satisfactory | Intermediate Small Bank |
7 previous ratings locked — back to 1992
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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