This institution is no longer active

Operations ceased on April 3, 2004. CRA examination history below reflects the period it was active.

FIRST BANK OF HENNESSEY

HENNESSEY, OK · Supervised by FDIC

Est. 1902FDIC #413RSSD: FDIC-413

Part ofGOLD BANC CORP INC→ View all charters

Outstanding Up

Current rating · Exam: May 1995

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.25%

Institution Profile

FDIC BankFind

Address

101 North Main Street, HENNESSEY, OK

County

Kingfisher County

Established

January 1, 1902

Total Assets

$1.1B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1995

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 31 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2004Call Report / FDIC

Total Assets

$1.1B

Total Deposits

$784M

Net Loans

$577M

Net Income

$3M

ROA

1.25%

Above avg for Community banks. Peer avg: 0.90%

ROE

15.31%

Risk-Based Capital

12.49%

Below avg for Community banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Community banks

Compared to the peer-bank Community peer group (same asset tier).

ROA1.25%Peer avg: 0.90%▲ Above avg

Risk-Based Capital12.49%Peer avg: 12.91%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
May 1995	Outstanding	Not Reported
Nov 1992	Satisfactory	Not Reported
Jan 1991	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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