This institution is no longer active

Operations ceased on November 9, 1998. CRA examination history below reflects the period it was active.

FIRST BANK OF EAGLE COUNTY

EAGLE, CO · Supervised by FDIC

Est. 1908FDIC #3,016RSSD: FDIC-3016

Part ofNORWEST CORP→ View all charters

Outstanding Up

Current rating · Exam: September 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -2.42%

Institution Profile

FDIC BankFind

Address

246 Broadway, EAGLE, CO

County

Eagle County

Established

February 1, 1908

Total Assets

$89M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

September 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$89M

Total Deposits

$81M

Net Loans

$52M

Net Income

$-1,549K

ROA

-2.42%

Below avg for Small banks. Peer avg: 0.44%

ROE

-36.23%

Risk-Based Capital

9.31%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-2.42%Peer avg: 0.44%▼ Below avg

Risk-Based Capital9.31%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Sep 1996	Outstanding	Small Bank
Sep 1994	Satisfactory	Not Reported
May 1992	Satisfactory	Not Reported

1 previous rating locked — back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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