This institution is no longer active

Operations ceased on April 13, 2002. CRA examination history below reflects the period it was active.

FIRST BANK OF CLEVELAND

CLEVELAND, OK · Supervised by FDIC

Est. 1895FDIC #4,064RSSD: FDIC-4064

Part ofCLEVELAND HOLDING CO→ View all charters

Outstanding Up

Current rating · Exam: November 1998

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 2.26%

Institution Profile

FDIC BankFind

Address

105 West Caddo Street, CLEVELAND, OK

County

Pawnee County

Established

March 20, 1895

Total Assets

$25M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

November 1, 1998

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2002Call Report / FDIC

Total Assets

$25M

Total Deposits

$24M

Net Loans

$16M

Net Income

$142K

ROA

2.26%

Above avg for Small banks. Peer avg: 0.44%

ROE

38.85%

Risk-Based Capital

10.13%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA2.26%Peer avg: 0.44%▲ Above avg

Risk-Based Capital10.13%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
Nov 1998	Outstanding	Small Bank
Sep 1995	Satisfactory	Not Reported
May 1994	Needs to Improve	Not Reported

2 previous ratings locked — back to 1991

Unlock full CRA history, HMDA, financials, complaints CSVs, and PDF links for this bank.

orGet Business plan for unlimited access

One-time payment · No subscription required

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/c56ad36d-a486-46bc-aa2a-957068351919"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: