At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.77%
Is this bank safe?
FIRST BANK holds a Satisfactory CRA rating (2024), meets basic financial requirements (ROA +0.77%).
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$4.0B
Total Deposits
$3.2B
Net Loans
$3.3B
Net Income
$8M
ROA
0.77%
Below avg for Community banks. Peer avg: 0.90%
ROE
6.85%
Risk-Based Capital
13.08%
Above avg for Community banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Peer Comparison
Community banksCompared to the peer-bank Community peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
Branch Footprint
Total Branches
27
Branch Deposits
$3.2B
1-Year Change
+1
5-year net change: +9 branches
Rating History
CRA / FFIEC| Exam Date | Rating | Exam Type |
|---|---|---|
| Sep 2024 | Satisfactory | Large Bank |
| Sep 2021 | Satisfactory | Large Bank |
| Feb 2019 | Satisfactory | Intermediate Small Bank |
3 previous ratings locked — back to 2009
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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