This institution is no longer active

Operations ceased on October 1, 2014. CRA examination history below reflects the period it was active.

FIRST AMERICAN BANK OF WILLMAR

WILLMAR, MN · Supervised by FDIC

Est. 1876FDIC #12,198RSSD: FDIC-12198

Part ofOTTO BREMER FOUNDATION→ View all charters

Outstanding Same

Current rating · Exam: May 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.12%

Institution Profile

FDIC BankFind

Address

500 Willmar Avenue Se, WILLMAR, MN

County

Kandiyohi County

Established

January 1, 1876

Total Assets

$762M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

May 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 2014Call Report / FDIC

Total Assets

$762M

Total Deposits

$458M

Net Loans

$608M

Net Income

$6M

ROA

1.12%

Above avg for Small banks. Peer avg: 0.44%

ROE

11.99%

Risk-Based Capital

12.24%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.12%Peer avg: 0.44%▲ Above avg

Risk-Based Capital12.24%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam Date	Rating	Exam Type
May 1996	Outstanding	Small Bank
Jul 1994	Outstanding	Not Reported
Aug 1992	Satisfactory	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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