This institution is no longer active

Operations ceased on February 14, 2015. CRA examination history below reflects the period it was active.

FIRST AMERICAN BANK AND TRUST COMPANY

PURCELL, OK · Supervised by FDIC

Est. 1935FDIC #15,296RSSD: FDIC-15296

Part ofCONSOLIDATED EQUITY CORP→ View all charters

Outstanding Same

Current rating · Exam: October 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.36%

Institution Profile

FDIC BankFind

Address

324 West Main Street, PURCELL, OK

County

Mcclain County

Established

October 28, 1935

Total Assets

$298M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 1996

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 29 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q4 2014Call Report / FDIC

Total Assets

$298M

Total Deposits

$267M

Net Loans

$194M

Net Income

$4M

ROA

1.36%

Above avg for Small banks. Peer avg: 0.44%

ROE

14.32%

Risk-Based Capital

15.80%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.36%Peer avg: 0.44%▲ Above avg

Risk-Based Capital15.80%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Oct 1996	Outstanding	Small Bank
Mar 1994	Outstanding	Not Reported
Feb 1992	Outstanding	Not Reported

1 previous rating locked — back to 1990

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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