This institution is no longer active

Operations ceased on January 22, 1999. CRA examination history below reflects the period it was active.

FINANCIAL FEDERAL SAVINGS BANK

LONG ISLAND CITY, NY · Supervised by OTS

Est. 1947FDIC #30,335

Satisfactory Same

Current rating · Exam: July 1997

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Is this bank safe?

FINANCIAL FEDERAL SAVINGS BANK holds a Satisfactory CRA rating (1997).

Institution Profile

FDIC BankFind

Address

42-25 Queens Blvd, LONG ISLAND CITY, NY

County

Queens County

Established

December 26, 1947

Total Assets

$311M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

July 21, 1997

Exam Type

Small Bank

Regulator

OTS

What is a CRA rating? →

⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Download Evaluation Report (PDF)

Mortgage Lending

CFPB HMDA

Year	Applications	Orig. Rate	Denial Rate
2024	384	89.06%	2.34%
2020	716	88.69%	2.23%
2019	551	86.39%	5.81%
2018	506	88.34%	5.53%

Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red

Rating History

CRA / FFIEC

Exam Date	Rating	Exam Type
Jul 1997	Satisfactory	Small Bank
Mar 1995	Satisfactory	Assessment Factor
Nov 1992	Satisfactory	Assessment Factor

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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