This institution is no longer active

Operations ceased on July 1, 2000. CRA examination history below reflects the period it was active.

FIDELITY STATE BANK OF FAIRFAX

FAIRFAX, MN · Supervised by FDIC

Est. 1901FDIC #10,172RSSD: FDIC-10172

Part ofFRANDSEN FINANCIAL CORP→ View all charters

Outstanding Same

Current rating · Exam: March 1999

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Adequate

ROA 0.66%

Institution Profile

FDIC BankFind

Address

100 South Park Street, FAIRFAX, MN

County

Renville County

Established

January 1, 1901

Total Assets

$26M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1999

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 27 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$26M

Total Deposits

$21M

Net Loans

$17M

Net Income

$90K

ROA

0.66%

Above avg for Small banks. Peer avg: 0.44%

ROE

4.66%

Risk-Based Capital

13.21%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA0.66%Peer avg: 0.44%▲ Above avg

Risk-Based Capital13.21%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Mar 1999	Outstanding	Small Bank
Apr 1996	Outstanding	Small Bank
Sep 1993	Outstanding	Not Reported

1 previous rating locked — back to 1991

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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