This institution is no longer active

Operations ceased on November 24, 1998. CRA examination history below reflects the period it was active.

FIDELITY STATE BANK

GARDEN CITY, KS · Supervised by FDIC

Est. 1924FDIC #8,104RSSD: FDIC-8104

Part ofFIDELITY BANKSHARES INC→ View all charters

Outstanding Same

Current rating · Exam: February 1996

CompareWatch

At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Strong

ROA 1.07%

Institution Profile

FDIC BankFind

Address

215 North Main Street, GARDEN CITY, KS

County

Finney County

Established

October 27, 1924

Total Assets

$171M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

February 1, 1996

Exam Type

Not Reported

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q3 1998Call Report / FDIC

Total Assets

$171M

Total Deposits

$150M

Net Loans

$112M

Net Income

$1M

ROA

1.07%

Above avg for Small banks. Peer avg: 0.44%

ROE

13.06%

Risk-Based Capital

11.33%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA1.07%Peer avg: 0.44%▲ Above avg

Risk-Based Capital11.33%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Feb 1996	Outstanding	Not Reported
Feb 1994	Outstanding	Not Reported
Aug 1991	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

Embed this rating

Copy this snippet to embed a live rating badge on your website:

<iframe
  src="https://bankscorer.com/widget/bank/0769ee07-ae19-44a2-9581-d731b8acc5c0"
  width="320"
  height="80"
  frameborder="0"
  scrolling="no"
  style="border:none"
></iframe>

Updates automatically when the rating changes.

Preview: