This institution is no longer active

Operations ceased on August 31, 2023. CRA examination history below reflects the period it was active.

FARMINGTON STATE BANK

FARMINGTON, WA · Supervised by FDIC

Est. 1929FDIC #6,149RSSD: FDIC-6149

Part ofFBH CORP→ View all charters

Outstanding Same

Current rating · Exam: October 2015

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -9.94%

Institution Profile

FDIC BankFind

Address

103 North First Street, FARMINGTON, WA

County

Whitman County

Established

May 10, 1929

Total Assets

$16M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

October 1, 2015

Exam Type

Small Bank

Regulator

FDIC

What is a CRA rating? →

⚠️This exam is 10 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2023Call Report / FDIC

Total Assets

$16M

Total Deposits

$5M

Net Loans

$12M

Net Income

$-1,874K

ROA

-9.94%

Below avg for Small banks. Peer avg: 0.44%

ROE

-30.85%

Risk-Based Capital

0.00%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-9.94%Peer avg: 0.44%▼ Below avg

Risk-Based Capital0.00%Peer avg: 23.03%▼ Below avg

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Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 3 exams

Exam Date	Rating	Exam Type
Oct 2015	Outstanding	Small Bank
Nov 2009	Outstanding	Small Bank
Aug 2003	Outstanding	Small Bank

3 previous ratings locked — back to 1992

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Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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