This institution is no longer active
Operations ceased on December 1, 2021. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$102M
Total Deposits
$93M
Net Loans
$45M
Net Income
$244K
ROA
0.32%
Below avg for Small banks. Peer avg: 0.44%
ROE
3.66%
Risk-Based Capital
22.30%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2021 | 212 | 93.4% | 1.42% |
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jul 2016 | Satisfactory | Small Bank |
| Nov 2010 | Satisfactory | Small Bank |
| Sep 2005 | Satisfactory | Small Bank |
4 previous ratings locked — back to 1992
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