This institution is no longer active
Operations ceased on January 26, 2024. CRA examination history below reflects the period it was active.
Contact & Details
FDIC BankFindAddress
County
Established
Total Assets
Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Total Assets
$287M
Total Deposits
$236M
Net Loans
$181M
Net Income
$6M
ROA
1.71%
Above avg for Small banks. Peer avg: 0.44%
ROE
12.74%
Risk-Based Capital
21.10%
Below avg for Small banks. Regulatory min: 8%
Total Assets — Last 8 Quarters
Compared to the peer-bank Small peer group (same asset tier).
Unlock peer list → See which specific banks are in this peer group.
| Year | Applications | Orig. Rate | Denial Rate |
|---|---|---|---|
| 2023 | 12 | 83.33% | 8.33% |
| 2022 | 16 | 56.25% | 18.75% |
| 2021 | 58 | 53.45% | 20.69% |
| 2020 | 70 | 55.71% | 22.86% |
| 2019 | 51 | 60.78% | 19.61% |
| 2018 | 64 | 51.56% | 31.25% |
| Exam Date | Rating | Exam Type |
|---|---|---|
| Aug 2022 | Satisfactory | Strategic Plan |
| Jun 2019 | Satisfactory | Small Bank |
| Dec 2013 | Satisfactory | Small Bank |
6 previous ratings locked — back to 1990
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Preview:
Denial rate = denials ÷ total applications. 2024 national avg: 23.75% · Small bank avg: 6.90% · above-average shown in red