🏦Bank Scorer

This institution is no longer active

Operations ceased on September 11, 2000. CRA examination history below reflects the period it was active.

FARMERS EXCHANGE BANK

ANTLERS, OK · Supervised by FDIC

Est. 1914FDIC #2,322RSSD: FDIC-2322
Outstanding Up

Current rating · Exam: March 1998

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Financial Health

Needs Attention

ROA -15.21%

Institution Profile

FDIC BankFind

Address

107 South High Street, ANTLERS, OK

County

Pushmataha County

Established

April 1, 1914

Total Assets

$18M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

March 1, 1998

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 28 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q2 2000Call Report / FDIC

Total Assets

$18M

Total Deposits

$18M

Net Loans

$10M

Net Income

$-1,580K

ROA

-15.21%

Below avg for Small banks. Peer avg: 0.44%

ROE

-348.15%

Risk-Based Capital

4.86%

Below avg for Small banks. Regulatory min: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Peer Comparison

Small banks

Compared to the peer-bank Small peer group (same asset tier).

ROA-15.21%Peer avg: 0.44%▼ Below avg
Risk-Based Capital4.86%Peer avg: 23.03%▼ Below avg

Unlock peer list → See which specific banks are in this peer group.

Rating History

CRA / FFIEC

Rating Trend

↑ Improving

Based on last 3 exams

Exam DateRatingExam Type
Mar 1998OutstandingSmall Bank
Apr 1995SatisfactoryNot Reported
Jan 1993SatisfactoryNot Reported

2 previous ratings locked — back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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