🏦Bank Scorer

FALFURRIAS STATE BANK

HARLINGEN, TX · Supervised by FDIC

Est. 1987FDIC #26,906RSSD: FDIC-26906
Part ofTEXAS STATE BANKSHARES INC→ View all charters
Satisfactory Same

Current rating · Exam: March 2010

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At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Needs Attention

ROA -0.01%

Institution Profile

FDIC BankFind

Address

6770 West Interstate 2, HARLINGEN, TX

County

Cameron County

Established

March 5, 1987

Total Assets

$3.0B(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

March 1, 2010

Exam Type

Small Bank

Regulator

FDIC
What is a CRA rating? →
⚠️This exam is 16 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 2026Call Report / FDIC

Total Assets

$3.0B

Total Deposits

$2.5B

Net Loans

$1.7B

Net Income

$-95K

ROA

-0.01%

ROE

-0.14%

Risk-Based Capital

13.27%

Regulatory minimum: 8%

Total Assets — Last 8 Quarters

Total AssetsROA

Branch Footprint

FDIC SOD 2025

Total Branches

34

Branch Deposits

$2.5B

1-Year Change

+4

5-year net change: +14 branches

Rating History

CRA / FFIEC

Rating Trend

↓ Declining

Based on last 3 exams

6 previous ratings locked — dating back to 1990

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Rating Over Time

🔒 Locked
OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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