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This institution is no longer active

Operations ceased on April 16, 1993. CRA examination history below reflects the period it was active.

HOME SAVINGS BANK

PERSIA, IA · Supervised by FDIC

Est. 1934FDIC #14,027RSSD: FDIC-14027
Part ofPERSIA BCORP INC→ View all charters
Satisfactory

Current rating · Exam: April 1992

At a Glance

Community Lending (CRA)

Satisfactory

Meets federal requirements for community lending

Financial Health

Adequate

ROA 1.70%

Institution Profile

FDIC BankFind

Address

Main Street, PERSIA, IA

County

Harrison County

Established

March 9, 1934

Total Assets

$6M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Satisfactory

Meets federal requirements for community lending

Exam Date

April 1, 1992

Exam Type

Not Reported

Regulator

FDIC
⚠️This exam is 34 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.
Estimated next exam:Overdue(based on asset size)

Financial Snapshot

As of Q1 1993Call Report / FDIC

Total Assets

$6M

Total Deposits

$6M

Net Loans

$3M

Net Income

$27K

ROA

1.70%

ROE

17.03%

Risk-Based Capital

19.84%

Total Assets — Last 8 Quarters

Total AssetsROA

This is the only examination on record for this bank.

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