At a Glance
Community Lending (CRA)
Satisfactory
Meets federal requirements for community lending
Financial Health
Adequate
ROA 0.92%
Institution Profile
FDIC BankFindWebsite
Address
County
Established
Total Assets
Community Reinvestment Rating
CRA / FFIECFederal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.
Overall Rating
Meets federal requirements for community lending
Exam Date
Exam Type
Regulator
Financial Snapshot
Total Assets
$47.2B
Total Deposits
$37.7B
Net Loans
$37.1B
Net Income
$107M
ROA
0.92%
Above avg for Regional banks. Peer avg: 0.88%
ROE
10.34%
Risk-Based Capital
13.49%
Below avg for Regional banks. Regulatory min: 8%
Peer Comparison
Regional banksCompared to the peer-bank Regional peer group (same asset tier).
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Branch Footprint
Total Branches
40
Branch Deposits
$34.8B
1-Year Change
+28
5-year net change: +27 branches
Rating History
CRA / FFIECRating Trend
→ StableBased on last 3 exams
| Exam Date | Rating | Exam Type |
|---|---|---|
| Jan 2009 | Satisfactory | Large Bank |
| Mar 2006 | Satisfactory | Large Bank |
| Apr 2003 | Satisfactory | Small Bank |
1 previous rating locked — back to 1999
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Rating Over Time
🔒 LockedExam dates and details are paywalled
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