This institution is no longer active

Operations ceased on October 14, 1997. CRA examination history below reflects the period it was active.

EST NATIONAL BANK

ELYRIA, OH · Supervised by OCC (Office of the Comptroller of the Currency)

Est. 1901FDIC #14,916

Outstanding Same

Current rating · Exam: April 1996

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At a Glance

Community Lending (CRA)

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Institution Profile

FDIC BankFind

Address

Broad And Court Streets, ELYRIA, OH

County

Lorain County

Established

April 6, 1901

Total Assets

$525M(latest call report)

Community Reinvestment Rating

CRA / FFIEC

Federal regulators examine banks to ensure they lend and invest in the communities they serve, especially low- and moderate-income areas.

Overall Rating

Outstanding

Exceeds federal requirements for lending in low- and moderate-income communities

Exam Date

April 18, 1996

Exam Type

Not Reported

Regulator

OCC (Office of the Comptroller of the Currency)

What is a CRA rating? →

⚠️This exam is 30 years old — CRA data may not reflect current lending practices. Regulators typically re-examine banks every 2–4 years.

Estimated next exam:Overdue(based on asset size)

Rating History

CRA / FFIEC

Rating Trend

→ Stable

Based on last 2 exams

Exam Date	Rating	Exam Type
Apr 1996	Outstanding	Not Reported
Apr 1994	Outstanding	Not Reported

Rating Over Time

🔒 Locked

OutstandingSatisfactoryNeeds to ImproveSubst. Noncompliance

Exam dates and details are paywalled

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